Learn about insurance
Find out more about how insurance works.
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When you should think about insurance
Major milestones and purchases are the perfect time to consider buying insurance.
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Why use an insurance adviser?
Getting professional advice can save you time and money.
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Having enough insurance
Do you have enough insurance to cover the cost of rebuilding your entire home and replacing all your contents?
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How claims work
Claims are when your insurance policy goes to work for you.
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How premiums are calculated
The cost of your insurance policy depends on your risk, which in turn reflects the likelihood you'll need to make an insurance claim.
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Preparing for natural disasters
If you live in a high risk natural disaster area, being prepared and understanding your risks are essential.
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The risk of underinsurance
When it's time to renew your policy, many are guided by the cheapest premium without realising just how costly that mistake can be.
Home Building Calculator
Estimate how much it would cost to rebuild your home with CGU’s home building calculator1.
Home Contents Calculator
Estimate how much your contents are worth with CGU’s home contents calculator1.
Things you should know
1 Building and contents calculators are provided by CoreLogic and should only be used as a guide. These calculators' estimates may be different than estimates you get during your quote. We do not guarantee the accuracy or currency of the estimates.