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CGU has the expertise to tailor specialty insurance packages for all types of farm operations – from hobby farmers and graziers to small and large regional businesses.
CGU Farm Insurance lets you tailor your policy by selecting from 11 sections of cover. Some of the key features include:
Personal accident and illness
Covers you for loss of income if you are unable to work because of an accident or illness.
Farm property in transit
Protects your livestock, equipment, product and supplies against the fire, flood, collision, overturning or theft while they are in transit.
Business interruption
Covers a shortfall in your gross profit if your business is interrupted by an incident we cover.
Portable and electronic equipment
Covers the breakdown of office equipment, such as computers, printers and phones.
Additional working costs
Covers you for the additional expenses to maintain normal farm operations following a defined event (eg a bushfire), so you can keep you farm operating while critical equipment is replaced or property restored.
Tax audit expenses
Covers the cost of professional fees resulting from a tax office audit or investigation.
This is a summary only, for the full details of what is and is not covered, please read the Farm Insurance Product Disclosure Statement (PDS).
CGU insurance also offers a range of specialty farm covers and comprehensive tailored farm packages which are sold through insurance brokers and advisers. Find out more about specialist and broker farm cover.
CGU covers farms of all sizes - from small hobby farms and lifestyle properties to large enterprise farms. We offer 2 different farm products, with different sized farms needs in mind.
- Farms under 100 acres in size -
Own a lifestyle property or hobby farm that's smaller than 100 acres and earns less than $50,000 income annually? Cover your home, contents and farm activities with Hobby Farm Insurance.
- Farms up to 5,000 acres -
From Crops to Livestock and farm machinery, CGU has the expertise to tailor specialty insurance packages for all types of Farm Insurance. This insurance is designed for working farms that produce income over $50,000.