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If your car or home have been damaged, make a claim online. Or, phone us anytime to make a claim.

Farm insurance

From Crops to Livestock and farm machinery, CGU has the expertise to tailor specialty insurance packages for all types of Farm Insurance. Call our Farm Insurance specialists on 13 24 81 to get a quote for Farm Insurance

Insurance cover for your farm

CGU has the expertise to tailor specialty insurance packages for all types of farm operations – from hobby farmers and graziers to small and large regional businesses.

CGU Farm Insurance lets you tailor your policy by selecting from 11 sections of cover. Some of the key features include:

Home and contents

Protect your domestic homestead as well as your farm operations by including home and contents.

Farm property

Protect your farm buildings, contents, machinery, fencing, hay and livestock in the event of a fire or defined event like storm damage.

Farm liability

Protect your farm against liability claims for accidental property damage or personal injury as a result of your farm operations.

Farm vehicle

Add cover for your farm vehicles, including cars, tractors, trucks, utes, motorcycles, quad bikes, trailers, forklifts and mobile machinery.

Machinery breakdown

Covers breakdown of machinery you need to run your farm.

Additional covers you can add as part of your farm insurance package

  • Personal accident and illness

    Covers you for loss of income if you are unable to work because of an accident or illness.

  • Farm property in transit

    Protects your livestock, equipment, product and supplies against the fire, flood, collision, overturning or theft while they are in transit. 

  • Business interruption

    Covers a shortfall in your gross profit if your business is interrupted by an incident we cover. 

  • ​Portable and electronic equipment

    Covers the breakdown of office equipment, such as computers, printers and phones. 

  • Additional working costs

    Covers you for the additional expenses to maintain normal farm operations following a defined event (eg a bushfire), so you can keep you farm operating while critical equipment is replaced or property restored.

  • Tax audit expenses

    Covers the cost of professional fees resulting from a tax office audit or investigation. 

This is a summary only, for the full details of what is and is not covered, please read the Farm Insurance Product Disclosure Statement (PDS).

CGU insurance also offers a range of specialty farm covers and comprehensive tailored farm packages which are sold through insurance brokers and advisers. Find out more about specialist and broker farm cover.

Compare farm insurance products

CGU covers farms of all sizes - from small hobby farms and lifestyle properties to large enterprise farms. We offer 2 different farm products, with different sized farms needs in mind.

Hobby farm

- Farms under 100 acres in size -

Own a lifestyle property or hobby farm that's smaller than 100 acres and earns less than $50,000 income annually? Cover your home, contents and farm activities with Hobby Farm Insurance.

Working farm

- Farms up to 5,000 acres -

From Crops to Livestock and farm machinery, CGU has the expertise to tailor specialty insurance packages for all types of Farm Insurance. This insurance is designed for working farms that produce income over $50,000.

 

Get a Farm Insurance quote

Looking to get a quick quote right away? You can get a quote and buy your Hobby Farm Insurance online in just a few minutes, or get cover for your working farm by speaking to one of our Farm Insurance specalists.

Farm insurance FAQs

What size farms do you cover?

Why do I need Farm Insurance for my hobby or leisure farm?

What does farm liability cover me for?

What sorts of claims are covered by farm liability insurance?

What is personal accident and illness cover?

What is the difference between personal accident and illness cover and income protection cover?

Can I cover business interruption to my farm?

What’s a No Claim Bonus?