Policy booklets

Glossary

Product Disclosure Statement (PDS)

The PDS has the full details on a policy including what’s covered and what’s not, limits and conditions.

Policy Wordings

The Policy Wording has the full details on a policy including what’s covered and what’s not, limits and conditions.

Target Market Determination (TMD)

The TMD helps you understand the types of people (called the ‘class of customers’) our insurance policies are designed for, considering their needs, objectives, and financial situations.

Key Fact Sheets (KFS)

The KFS has quick information about a policy, including events we cover and some conditions. It doesn't include everything, read the PDS before making a decision about your insurance.

Can’t see the booklet you’re looking for?

If you’re looking for older documents, you can call us on 13 24 81 (8am–8pm AEDT, Mon–Fri).

For business insurance, you can also find your previous policy documents when you log in to your account.