CGU’s IT professionals insurance provides insurance protection tailored to the needs of IT consultants. Whether you’re a software programmer, website designer, project manager or sell IT software and hardware, our IT professionals insurance offers flexible cover for your business.
Our IT professionals insurance offers you the flexibility to tailor your package by choosing from four levels of professional indemnity insurance and three levels of broadform liability to suit your business’s specific needs.
CGU professionals insurance can cover you for:
This is a summary only, the full details of what is and is not covered, please read the Information and Communication Technology Liability Policy.
Have a business premises, equipment or car you need to protect in addition to your liability and professional indemnity cover? Our small business insurance can cover you for property damage, equipment breakdown, theft and more. In addition to your IT Professionals Insurance you can also get a quote for Business Insurance to make sure you have all the cover you need. Need help with your insurance cover? Just ring one of our business insurance specialists for assistance.
Broadform liability insurance covers your business for both public and products liability. This means it protects your business against claims resulting from accidents or injuries that occur as result of your business activities, as well as damage to property owned or controlled by someone else.
Broadform liability is a part of our IT professionals insurance product. For more information about this combined cover, please read the Information and Communication Technology Liability Policy.
If damage or an accident occurs as a result of your work, the impacted third party may be able to make a claim against your business, which can result in costly legal fees as well as the obligation to pay for the damage or injury you may have caused.
CGU’s professionals insurance includes broadform liability cover your business for:
This is a summary only, the full details of what is and is not covered, please read the Information and Communication Technology Liability Policy.
Every business is different, and there is no ‘one size fits all’ rule for how much insurance your business needs.
Sometimes the amount of public liability insurance you need will be dictated by the contracts you work on – for example, some corporate and government contracts will stipulate a minimum amount of liability cover.
CGU offer three levels of broadform liability cover which can be purchased from us directly:
Liability claims can be very costly, so it’s important you choose a level of cover that will financially protect your business should you need to make a claim.
Professional indemnity insurance provides you and your business with protection against claims for financial loss, bodily/personal injury or property damage arising from an act, error or omission in the performance of professional services.
If you’re in any kind of profession that gives advice or provides a service, for example: project management, website design, or IT consulting, professional indemnity is a necessity. Your business is your livelihood, so protecting it is paramount.
On occasion it’s possible in your profession to unintentionally breach privacy or confidentiality, omit information, make an error of judgement or provide the wrong advice. A simple act, error or omission can lead to a claim against your business, therefore making it vital to protect yourself, your business, and reputation.
Professional Indemnity Insurance protects you from bearing the full cost of these claims and disputes, and from the time and resources they consume.
The threat of claims and litigation is very real and can potentially bankrupt businesses, small or large. It may seem like a distant possibility, but legal action often arises from an unforeseen event to completely disrupt businesses
CGU professional indemnity insurance covers your business for:
Some things you're covered for:
This is a summary only, the full details of what is and is not covered, please read the Information and Communication Technology Liability Policy.
Things professional indemnity insurance doesn’t cover you for include:
This is a summary only, the full details of what is and is not covered, please read the Information and Communication Technology Liability Policy.
Every business is different, and there is no ‘one size fits all’ rule for how much professional indemnity insurance your business needs.
Sometimes the amount of professional indemnity insurance you need will be dictated by the contracts you work on – for example, some clients will require you to hold a minimum amount of professional indemnity insurance to work for them.
Professional indemnity claims can be very costly, so it is important that you choose a level of cover that will financially protect you and your business should you need to make a claim.
CGU offers four levels of professional indemnity cover which can be purchased from us directly:
Some examples of scenarios that might be covered under your professional indemnity insurance would be:
This are examples only, for the full details of what is and is not covered, please read the Information and Communication Technology Liability Policy.