Property owner

Most popular types of cover

Choosing the right cover for your business can be complicated. To help you with making these important decisions, we have provided you with the coverage that most businesses like yours choose:

• Property. Our Property cover can protect you against loss or damage to your building(s) in the event of a fire, lightning, explosion, earthquake, malicious damage and storm damage at the business premises.
• Business Interruption. Covers the loss of profits after your business suffers damage due to an insured event, such as a fire or storm and the business is closed for the process of rebuilding or repairing the damage. If you are no longer able to trade because of this disaster, you can continue to receive a cash flow to help ensure your business returns to its normal operation.
• Glass. Covers breakage to shop front windows, glass shelving or display cabinets, sign writing and advertising signs.
• General and Products Liability. Covers claims against you for negligent acts in connection with your business that results in personal injury or property damage.

This is a summary only, for the full details of what is and is not covered, please read the Product Disclosure Statement (PDS).