Our Insurance for tradies provides insurance protection tailored to the needs of tradies. Whether you’re a plumber, electrician or landscape gardener, it offers flexible cover for your business. Our Insurance for tradies offers you the flexibility to tailor your package by choosing from multiple levels of public liability insurance, flexible tool cover and commercial vehicle insurance as options.
Insurance for tradies can cover:
This is a summary only, for the full details of what is and is not covered, please read your Product Disclosure Statement (PDS).
Log in to CGU Online to download your Certificate of Currency or Certificate of Insurance.
Or you can:
Trusted by thousands of businesses
CGU is a leading business insurer, providing cover for more than 100,000 businesses and over one million motor vehicles.
Experience counts
With 160 years of insurance experience behind us, you can trust CGU to help you out when you need it most.
Support through claims
It’s easy to make a claim with CGU. Get started any time of the day or night. We'll help you through the process and get you back in business quickly.
Pay by the month for no extra cost
Prefer paying your insurance in monthly instalments? Set up direct debit with us and pay by the month at no additional cost.
Public Liability Insurance protects your business against claims resulting from accidents or injuries that occur as result of your business activities or products, as well as damage to property owned or controlled by someone else.
Every business is different, and there is no ‘one size fits all’ rule for how much Public Liability Insurance your business needs.
We offer multiple levels of public liability cover which can be purchased from us directly:
If you need more cover, call us on 13 24 81 (8am–8pm AEDT, Mon–Fri).
Public liability claims can be very costly, so it’s important you choose a level of cover that will financially protect your business should you need to make a claim.
Personal accident and illness insurance helps you cover your costs if you are unable to work due to injury or illness. You can also select an option for compensation if certain specified permanent injuries occur (this is referred to as Lump Sum benefits).
For more information about this cover, read your PDS.
Personal accident and illness can cover you if you are self-employed, and it provides short to medium term cover (maximum 104 weeks) if you are unable to work because of injury or illness.
Income protection can cover anyone (self-employed, home-makers, part time workers, full time employees, etc) and is intended to be a long-term cover.
For more information about this cover, read your PDS.
1. You can save up to 10% on the Business Insurance 'base premium' when you first purchase online. The base premium doesn't include any government or statutory charges. You will only get a discount on your first year's premium. Discounts only apply until you reach your minimum premium, so your discount might be limited by your minimum premium. When we calculate your premium on renewal, we may also limit any increases or decreases by considering factors like your previous year’s premium. This online offer may be withdrawn at any time and is subject to the full terms and conditions.