Boat Insurance

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Anchors away! Set sail with CGU Boat Insurance

CGU Boat Insurance provides comprehensive cover against theft, fire, accidental or malicious damage… even stranding is covered. So you can sail away without a worry in the world.

Replacement
of your boat

If your boat is less than 2 years old and is a total loss, we’ll buy you a new one.

Accessories, tools and contents? Tick

Up to $1,000 worth of cover for marine accessories, contents and tools when they are on the boat.

Enjoy all of Australia's waterways

You’re covered while navigating inland waters, and coastal waters up to 200 nautical miles offshore.

Liability cover

If your boat causes damage to another person’s property, we’ll take care of it (terms, conditions and exclusions apply).

Choose your optional extras

From water skiing to yacht racing and extra accessories - it’s easy to add extra cover to your boat insurance.

Doing rescue work?

Voluntary rescue work is covered. Personal property on board the boat is too (up to $1,500 in total).

Need help choosing the right insurance?

We’re here to help you tailor your boat insurance policy to reflect how you use your boat. Our friendly CGU insurance specialists can answer all your questions, or you can turn to an insurance adviser for help in assessing your risk and working out the right cover for your needs.

Get a quote Speak to a CGU specialist

Terms and conditions apply to all cover types so please review the PDS for full terms and conditions.

Looking for boat insurance outside Victoria?

Our boat insurance is now only available through our partners and brokers in the Australian Capital Territory, New South Wales, the Northern Territory, Queensland, South Australia, Tasmania and Western Australia.

Insurance partners Insurance brokers

Forms and downloads

For previous policy booklets, check our policy booklets page.

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