We get that running a business means juggling multiple tasks that are constantly changing. One day you might be cleaning a client's home whilst the next be training new staff. In all instances, accidents may happen. In order to keep your business protected if the unexpected happens, CGU can enable you to get back on your feet as quickly as possible.
This is why we offer you the following:
Public Liability Insurance can protect you against legal liability for property damage or personal injury to a third party as a result of your work. This could include a person slipping on cleaning fluid that has spilt or you accidentally breaking glass and damaging the window.
Products Liability Insurance can protect you in case there is an unintentional defect in your work that results in you or your business being held responsible for a negative impact on a client. An example of this could involve providing a faulty cleaning agent to a client that may damage a client’s window/property. If you’re found liable in such a case, Products Liability Insurance can provide protection for you and your business.
The word “cleaning” goes hand in hand with the word “tools”. As such, it’s virtually impossible for you to work without the equipment that enables you to do what you do. That’s why tool cover is so important to ensure your business does not stop if you are suddenly without your tools.
From addressing client calls and emails to sending invoices, portable electronic devices are an essential tool in the modern cleaners kit. Portable electronic goods insurance may cover you in the event of loss, damage or theft of the devices that you depend on to run your business smoothly. And to make sure you’re not paying for insurance that you don’t need, you can choose the specific cover applicable to you and your business.
How are you going to get yourself and equipment to your next job if your car is stolen or damaged? CGU can provide protection from this by proving the option to add on commercial motor.
CGU are proud of our superior claims services, so when disaster strikes call 13 13 40 and you’ll be in the capable hands of one of our experienced claims consultants.