Protect your hobby farm or lifestyle property with a tailored insurance policy from Australia's leading rural and regional insurer.
Our Hobby Farm insurance is tailored for small farm operations, protecting both your domestic home and contents as well as providing you with the liability cover necessary on a rural farm property.
You can tailor your hobby farm cover to include the following features:
This is a summary only, for the full details of what is and is not covered, please read the Farm Insurance Product Disclosure Statement (PDS).
CGU covers farms of all sizes - from small hobby farms and lifestyle properties to large enterprise farms. We offer 2 different farm products, with different sized farms needs in mind.
Farms under 100 acres in size
Own a lifestyle property or hobby farm that's smaller than 100 acres and earns less than $50,000 income annually? Cover your home, contents and farm activities with hobby farm insurance.
Your domestic home and contents
Public and products liability, including supervised farm stays and produce you sell at farmers markets
Cover for farm buildings like sheds and workshops
Cover for farm machinery like tractors and quad bikes
Cover for hay and fences
Cover for livestock and chickens
Farms up to 5,000 acres
From Crops to Livestock and farm machinery, CGU has the expertise to tailor specialty insurance packages for all types of farm insurance. This insurance is designed for working farms that produce income over $50,000.
Your domestic home and contents
Cover your farm property for damage from fire and defined events
Protect your farm against liability claims
Cover breakdown of farm machinery
Cover your farm vehicles, including cars, tractors and quad bikes
Personal accident and illness
Theft and burglary
Farm property in transit
Additional working costs
Portable and electronic equipment
Tax audit expenses
Our hobby farm insurance product is designed for farms up to 100 acres in size (40 hectares) with an annual income of less than $50,000. CGU's Hobby farm insurance is designed for small-scale farms and lifestyle properties that you operate mainly for pleasure or a secondary income, rather than a larger scale, profit-making farm operation.
If you farm is larger than 100 acres or provides an income over $50,000 per year, please call one of our farm insurance specialists on 13 24 81 for more information about our farm insurance cover for larger farms.
Even if your farm is a hobby or leisure farm that you don’t earn an income from, you should consider farm insurance. Farming can be a dangerous activity, and most home and contents policies don’t cover farming activities.
Farm equipment and livestock create risks that are unlikely to be covered in your normal home and contents cover. For example, consider the liability implications if one of your livestock were to escape and cause a car crash.
Regardless of whether your farm is used to earn income or not, you will probably need farm insurance.
Farm liability covers you against liability claims for property damage or personal injury as a result of your farm operations.
This includes:
For more information about what is and is not covered, please read the PDS.
Some examples of claims that might be covered under your public liability policy would be:
These are examples only. For more information about what is and is not covered, please read the PDS.
CGU's Hobby farm insurance includes your domestic home (building) and public and product liability. In addition, you can build and customise your policy with 8 additional covers:
For more information about what is and is not covered, please read the PDS.