Motorcycle Insurance

Choose a level of cover that suits your needs, with up to $30 million liability cover. Save with our No Claim Bonus on Comprehensive Motorcycle Insurance1.

Skid lid? Check. Leather jacket? Check. CGU motorcycle insurance? Check.

Cruiser? Scooter? Make sure it’s covered before you hit the open road. CGU has three levels of motorcycle insurance so you can get the right level of cover for your cherished wheels. Choose from Comprehensive, Third Party Fire and Theft, or Third Party Property Damage.

Choose the best protection

Want the highest level of cover for your motorcycle? You can’t go past CGU Comprehensive Motorcycle Insurance.

Industry leading liability cover

Like the sound of $30 million liability cover?

Your choice of repairer

If the time comes for a repair job, you’ve got the choice of who repairs your motorcycle.

New for old replacement

If your motorcycle’s less than a year old and is a total loss, we’ll buy you a new one (with our Comprehensive cover).

Uninsured motorist damage

Been in an accident with an uninsured motorist and it’s not your fault? We’ll help repair the damage.

Money back guarantee

Change your mind? No problem. You’ve got 21 days to cancel your policy for a full refund (as long as you haven’t made a claim).

Compare motorcycle insurance

Whether you want the best protection or something simple, you’ll find what you need at CGU. We’ve got three different policies to insure your motorcycle, each with different levels of cover.

Most popular

Comprehensive

Want the best protection? This covers both your own motorcycle and any damage caused to others.

  • $30m liability cover

  • Uninsured motorist damage - full cover

  • Earned No Claim Bonus protection

  • New motorcycle replacement up to one year old

  • Emergency or temporary repairs

  • Towing and transport of your motorcycle

  • Removal of debris

  • Helmet and protective clothing up to $2,000 (including GST)

  • Re-coding of locks and barrels after theft of keys

  • Storage costs

Third Party Fire and Theft

This covers you if you cause damage to another vehicle, or if your motorcycle is stolen or catches fire

  • $30m liability cover

  • Uninsured motorist damage - up to $5,000 cover (includes GST)

  • Earned No Claim Bonus protection

  • New motorcycle replacement up to one year old

  • Emergency or temporary repairs

  • Towing and transport of your motorcycle

  • Removal of debris

  • Helmet and protective clothing up to $2,000 (included GST)

  • Re-coding of locks and barrels after theft of keys

  • Storage costs

Most economical

Third Party Property Damage

Need the base level motorcycle insurance? This covers you for the cost of damage to another person's property or vehicle.

  • $30m liability cover

  • Uninsured motorist damage - up to $5,000 (includes GST)

  • Earned No Claim Bonus protection

  • New motorcycle replacement up to one year old

  • Emergency or temporary repairs

  • Towing and transport of your motorcycle

  • Removal of debris

  • Helmet and protective clothing up to $2,000 (inclused GST)

  • Re-coding of locks and barrels after theft of keys

  • Storage costs

Terms and conditions apply to all cover types so please review the PDS for full terms and conditions.
Please note that we do not offer Agreed value. Market value only applies.

Need help choosing the right insurance?

We’re here to help you tailor your motorcycle insurance policy to meet your needs. Our friendly CGU insurance specialists can answer all your questions, or you can turn to an insurance adviser for help in assessing your risk and working out the right cover.

Speak to a CGU specialist

Get a motorcycle insurance quote today

Things you should know

  1. Any applicable discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount.

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